Howdy NY shooter, I’m new here as well and currently trying to decide between buying a used B-78 (BTW: not the one you’re looking at), Ruger #1, or now, a later production Win/Miroku 1885 rifle too….
I can however offer you a first-hand opinion on the Encore—avoid it!
I fell for all the advertising and BS TV hunting shows and got involved with an Encore a few years ago (a fact my wife still ribs me about

). Thought the idea of being able to swap out barrels/calibers was just awesome—“one gun, multiple calibers for all seasons” blah-blah-blah.
Was definitely a learning experience as a handloader getting to know the issues surrounding head space in a break action design, bumping cartridge shoulders back to accommodate the barrel / frame “gap”, using larger hinge pins, heavy duty lug springs, and so forth. On the plus side you can have a GREAT trigger with the Encore. After a lot of time / effort / money I was finally able to coax acceptable performance out of the Encore but by then I was really burnt on the design and sold it to someone who just had to have it (I even warned them!).
Here’s a link to Encore Guru Mike Bellem’s website (who I did business with in effort to make my Encore perform) which is full of information on the peculiarities of the design:
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